The Breakroom > The Water Cooler

They're after your hard earned money

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John-Som:
Because you can’t jump in the car and nip down to the shops for  a 2MT drill chuck or a set of adjustable reamers most of us rely heavily on the internet for our shopping.  This usually means using our flexible friend to pay for goods.

I have just been alerted by my bank that some piece of lowlife has been trying to access my bank account. Fortunately alarm bells rang at the bank and the transactions were stopped in their tracks. Apparently these fraudsters quite often use the stolen card details to top up their mobile ‘phones and download music before venturing into more expensive purchases.

My damage limitation against this sort of activity is to keep one bank account for internet purchasing with only a nominal balance and no overdraft facility. I can always top it up as required and to meet specific purchases.

Possibly I could be acused of stating the b------g obvious but better safe than sorry - eh ?

John S

John Stevenson:
Aahh, But was the bank alert genuine ?

I get about 20 a week saying that this has happened, most from banks I don't even bank with.
If I did get one from XXXX bank, i'd ring them up and not rely on the any links or email.

JS

John-Som:
Good question john. That thought went thro my head so rang the head office to verify.

John S


 

Bernd:
I had that happen to me over here.

Bank called Sunday night alerting me that there was some strange activity on my card. Of course I didn't believe the call since I assumed it was to get my card number. On Moday I called the card company and sure enough a purchase had been made in the about of $3,000.00. This threw up a red flag at the card company since I don't make that large of a purchase at one time. They canceled the card and I had a new one within 10 days. They were even nice enough to increase the amount I could spend.  :doh:

I've been also thinking of getting a card with the lowest amount possible and use that for interweb purchasing.

Bernd

boxford-boy (Tony):
Hi all        BETTER SAFE THAN SORRY.
IF YOU DON'T LOOK AFTER YOUR MONEY SOMEONE ELSE WILL.
I took the same precautions  ie  separate credit card and separate bank account.

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