The Breakroom > The Water Cooler

Paypal negative balance - can they take it? number 2

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GrahamC:
Darren,

Well put and food for thought. I don't know about anything referred to as "distance selling laws", never gave it much thought; I will have to dig around a bit and educate myself on that.

However, you are absolutely correct, PayPal is nothing more than a money mover. Sort of like a credit card company - if you purchase something using your credit card you can (and many do, and many of those are fraudulent as well) challenge charges to their cards. The credit card will then if warranted refund the charge to the card holder and then "take" the money back from whomever processed the charge in the first place, whether or not the consumer (complainer) actually bought something or not.

And if you think it only happens with eBay and PayPal you are sadly mistaken. I have read many reports of individuals ordering items (some expensive and some not so expensive) from businesses, paying with a credit card and having the item or items mailed to them. After some period time they claim to have not received the package (even though they had) and after much complaining get the business to resend the items and then sometimes claiming to have not received the second package as well. And to top it all of, in a flurry of angry phone calls and name calling simply challenges the credit card transaction with the credit card company, keeps his money and the items that where mailed to him. Happens more often than you think.  Real businesses have an advantage in that much of these sorts of things can be written off at tax time as bad debts and other business expenses but they never recover all and sometimes their good names get smeared as well.

I know of some individuals who will go to a home reno store and buy a good top quality brand name power miter saw on a Friday, use it all weekend, clean it up and return it on Monday. These individuals are often quite open and proud of their "accomplishments".

It takes all kinds to make up the world - honest (the majority) and the not so honest (minority).  The police will often cite that they speed 90 percent of their time chasing after 10 percent of the population.

This has been an interesting discussion.

cheers, Graham

Davo J:
It’s these scammers that make it bad for the rest of us.
Graham
 I have never heard of the credit card fraud being done that way, and would never have even thought it could be done either. Some people know how to use/abuse the system.
About tools being returned, I read on one of the forums that a tool company in Canada (I think) that exchange things without question. While he was standing in line the fellow in front had a rusty tyre iron that you could see had been left out side, he got an exchange no questions asked and off he went. I don’t think it will be long before they drop that policy because of people like that abusing the system.
Dave

cedge:
The only time I've been nicked was not by Ebay or Paypal, but on a standard credit card transaction for 2 small steam engines I sold from my own web site to a fellow in Norway. All of a sudden I get a notice that the credit card company has registered a disputed transaction and they declined to pay the funds to my account. I had zero recourse and had to eat the the loss.

Time passes..... I get an order for Jensen Steam Engines..... from the same guy in Norway. He's tried 5 times to purchase an engine from the factory and 5 other times from various Jensen dealers around the world. Guess who can't buy one.......ever. He's blacklisted with each and every dealer worldwide. I also shared his name and his scam with the people I deal with who sell toy steam engines on several continents.

Nope.... never got my money, but I've had some small amount of satisfaction in silently screwing him over and over. His "collecting" efforts have been far harder than he probably ever expected.

I don't use Paypal, so I also don't sell on Ebay any more. It used to be a great place to buy, sell and meet others with similar interests. These days they've made it impossible to do any sort of due diligence as a buyer or seller, so the criminal elements have taken root. I miss the fun days, but I want nothing to do with the place now. I do occasionally purchase the odd tool, but always from an already known dealer who will still take other legal forms of payment...... off of Ebay.  Ebay will never tell me how my money is spent.... period.

Steve

Brass_Machine:

--- Quote from: tel on December 22, 2009, 06:55:04 AM ---I have had nothing but positive dealings on ebay, the only beef I have is the outrageous postal charges that American sellers want for their goods, the rest of the world can post at quite reasonable rates, why not the USA?

--- End quote ---

Tel... It isn't the sellers. It is the shipping services we have. The are overpriced to ship to other countries. Check the usps or ups website and see.

Eric

Darren:
Don't credit card companies limit you to something like three charge backs a year? So not that useful to a scammer whereas PayPal would be unlimited.


If you want to compare international delivery costs try www.interparcel.co.uk

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